The game of Baccarat is a game of elegance. It is believed to been introduced in France as early as in the late 15th century. And a certain special agent, code name 007, has frequently been seen playing this sophisticated casino game on the movie screen. Just as in a live casino, when you play Baccarat online you have the option to bet on the banker or on the player. Baccarat has a considerable low house edge, but by taking a minute to read up on the rules and strategy you can lower the risks to a minimum. Those looking for a game that can provide a lot of action with a low house edge, but which does not require the learning of complex strategies may opt to try baccarat. Baccarat can be played in live casinos, either high stakes or mini-baccarat, or at home online.

Baccarat Rules
The rules are fairly simple. The goal in baccarat is to get as close to nine as possible. The player receives two cards. The Cards are worth their face value except for aces, which are worth one and picture cards, which are worth zero. Only single digits are possible; after nine comes zero, one, two, etc. In other words, if a player has two and is dealt a 9, his total would be one. If he had six and was dealt an 8, the total would be 4. The easiest way to look at it is that you simply remove the tens place from any two digit number, so 18=8, 17=7, etc. It is not hard to learn the rules of the game whether you choose to play online Baccarat or live Baccarat.

Winning in Baccarat
If the player is dealt an 8 or a 9, he has a natural, and wins automatically unless the dealer also has an 8 or 9. If he has any other point total, the dealer may or may not give him a card depending on the total. This is not the player’s decision, it is determined automatically according to the rules of the game. Similarly, the banker’s decision is pre-determined based on the player’s total. Whoever has the higher point total wins the hand.

Baccarat Betting
Baccarat is a game where betters have the option of betting on the player or the banker to win. Baccarat betters have the option of betting on the player or the banker to win. Betters can also bet that the player and banker will tie, but this bet offers very poor odds and should be avoided. Whether playing baccarat online or in a live casino it is not hard learning this high class game. Baccarat is sophisticated and regal. Many people are surprised when they discover that it’s a game that’s amazingly simple to play.

The Basics
Baccarat is not a game of skill. After you choose to bet on either the banker or the player, the game is out of your control. Unlike poker games, you cannot make decisions that will affect the outcome of the hands. Players simply choose a side and watch as the action unfolds.

The fact that there is no decision-based baccarat strategy makes baccarat a game of chance. If you approach the game as such, then you won’t stress out about trying to gain a substantial edge. Baccarat is an entertaining social experience. The game is out of your control, so just remember to have fun.

Remember that you don’t have to bet on every single hand in baccarat. If you want to sit out a few rounds, that’s totally acceptable. If you’re visiting a casino, make sure you experience at least a couple of hands in the baccarat pit. If your bankroll is measly, then you can still get the feel of the game by playing a couple hands here and there. When you want a break from the action, just sit out for a bit.

The Numbers
The house edge in baccarat is very player-friendly. The house has only a 1.4 percent advantage on even-money bets. Because this advantage is so low, the house charges a five percent commission on winning banker bets. This means that the real payoff is not actually even. Players are paid 0.95 to 1.

In baccarat, the odds of a player’s hand winning are just slightly lower than the odds of the player’s hand losing. The player’s hand will win 44.62 percent of the time. The player’s hand will lose 45.85 percent of the time.

Ties are a rarity, but they do happen. The probability for a tie in baccarat is 9.53 percent. Don’t ever bet on a tie, it’s really not worth it. The payoff for a tie is 8 to 1, but the house has a huge advantage on these bets (14.4 percent). The even-money bets may appear less enticing, but they’ll give you much more favorable odds.

If you factor out the tie, then the banker’s hand wins about 51 percent of the time. This one percent is a very marginal advantage, but it’s slightly better than coin-flip odds. If you’re unsure what bet to make, bet on the banker’s hand to win. The odds are only minimally in your favor, but if you want to approach gambling with any degree of seriousness, you must play whatever advantage you can find.

Baccarat is a game that is not nearly as difficult as it appears. While high rollers usually play this classic game for extreme sums of money, it may well be the simplicity of the game that inspires its popularity amongst the upper class, rather than the complexity. With the knowledge of just a few simple terms, you’ll be able to talk baccarat with the best of them.

Baccarat Pit: A roped off, private area where high rollers can in relative privacy. Not necessarily an actual “pit,” in fact, some baccarat pits are elevated compared to the rest of the casino.

Chemin De Fer: A baccarat variation in which the player takes a more active role in the game. This is the baccarat version James Bond is seen playing in several movies.

Hit: To take a third card. The rules for whether or not the player or dealer gets a third card are pre-established, and does not allow for more than one hit.

Mini-Baccarat: A faster, lower stakes baccarat game played on the regular casino floor instead of in the baccarat pit.

Natural: An eight or a nine, the ideal point count totals in baccarat. If dealt a nine, the player automatically wins unless the dealer also gets a nine. If dealt an eight, the player automatically wins unless the dealer gets an eight or a nine.

Stand: Not to take any cards. See Hit.

Trend: A pattern in player or banker wins. Players note the frequency of wins on a sheet provided for this purpose in order to try to identify a trend for which they can bet.

By Jacquiline
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